Obama Care / Affordable Care Act for Dummies!

In the last few days we have watched and read about the Health Care bill and realized that people all over the country are a little confused about this NEW program.
Whether your for it or against it, its the Law and we need to understand why it's so important to people.  There are hard working people who have gone without coverage for years who we personally know!!!
Below is an overview of what this program offers and depending on the response from our readers, we will continue to add more info. as needed!!


Essential Health Benefits offered (according to the healthcare.gov website)
The sites definition states, inside & outside of health insurance market place offers a comprehensive package of items and services. Kitchen Table Talk: the Affordable Care Act (ACA) offers coverage for the following 10 areas:

• Ambulatory patient services 
• Emergency services
•  Hospitalization, ex; surgery.

Ambulatory patient services = out patient care you get w/o being admitted.

• Maternity and new born care , Care before and after your baby is born.
•  Mental Health and substance use disorder services (assistance with addictions)

Behavioral health treatment , mental health = counseling and psychotherapy

• Prescription drugs
• Rehabilitative and habilitative and devise

Rehab & habilitative = services & devises to help people with injuries , disabilities or chronic conditions gain or recover mental and physical skills.

• Laboratory services (test)
• Preventive and Wellness services, chronic diseases management. Kitchen table talk; the health care provider helps you manage your diseases such as; asthma, diabetes, lupus, crohns, etc.(based on other people's past experiences)  this one could mean the company will not always give you the medication your doctor prescribes, so check the Health Care providers formulary list of approved medications)

        Suggest you review healthcare.gov site for benefits under the
         Preventive  & Wellness visits:Part 1, for men, Part 2, for women,
         Part 3, for children.
         Go to: healthcare.gov/part1, 2 or 3 whichever is applicable.

• Pediatric services, medical coverage for children, including oral (dentists), vision (eye doctors)

What is a deductible or Co payment?
A deductible is the amount you will owe for health services before your health care provider pays. Kitchen Table Talk: Out of Pocket expenses before the Insurance co. starts to pay!PLEASE Note: Remember to ask your health Insurance provider which services is applicable to the deductible?
Co payments: a fixed amount you will pay for a covered health service. Amounts vary depending on your covered health care service. Ex; you may pay $35.00  to see a doctor or you may pay a co pay for medications. PLEASE Note: co payments is a amount you pay after you meet your deductible.

If you should have any questions, please send us an email, elders.childcare@yahoo.com / call, 631 940-5874
or give us your thoughts, questions or just "like us" on facebook,  https://www.facebook.com/HighqualityresourcescomEldersCareInc

Best of Luck!
Elders Care Inc. & myhqr.com

Discounts & Freebies, 50 and older!

If you are 50 and older, there is a new world of discounts coming your way! Especially after the 2007 downturn, many 50 year olds were wondering why did  they sign up for AARP? Well, now you have a reason to not burn your card. There are several discounts and freebies to AARP members through their affiliates.

Do your research online to ensure that all discounts are current. Many of the discounts are through grocery stores, car rentals, restaurants, etc. Retailers usually have certain days in the week, Kohl's has every Wednesday shoppers age 60 and older save an extra 15%.

Here is a list of a few Retailers, Restaurants, Car rentals, Hotels and Theaters:

Kohl's: 15%
Michael's: 20%, every Tues. AARP members
Banana Republic: 10% off, 50+
Bed Bath & Beyond:10%, mail in club
Tanger Outlet: Free coupon book. AARP
T.J. Maxx: 10% on Tuesday, varies location
Dunkin Donuts: 55 & older, large beverage and a free donut. AARP
Applebee's: 15%, used it on date night!
IHop: 10%, 55 and older (Special 55 & over menu)
KFC: Free drink w. main dish
Krispy Creme: 10% off, 50 +
Wyndham Hotels: 20%, AARP
Hertz: 25% off, AARP
Avis: up to 25%, AARP
AMC Theaters: up to 30% off, 55+
Regal Cinemas, 30% off, 60+

Websites for more info: http://www.bradsdeal.com
AARP.org
freeforseniors.com

Who said, age doesn't matter??

Elders Care Inc.
www.myhqr.com

Happy Mother's Day, 2013

 Cultivate Gratitude and Joy!
Be appreciative of the little things....
it's the little things that matter!

Elders Care Inc.
We care for your loved ones,
from Sunrise to Sunset......... 
Home Care services available
for Seniors, Elderly and Children!
631 940-5874  

Assistance with energy cost!

REAP eligibility Income Guidelines

NEED HELP WITH ENERGY COST, ELECTRIC BILL.

GO TO: www.lipower.org/financialassistance

Tel. No. 1800-263-6786

National Grid:

Those living in Brooklyn, Queens and Staten Island, National Grid
is offering mail - in - rebates for boilers & furnaces.
Rebates, up to $1,000 for boilers and $600.00 for furnace.

For more details, 1877-316-9491

Get ready for the Winter months:

Turn on your burner or heating system before it gets
cold to ensure it is working properly.

Remove window air conditioners or cover them.

Have chimneys and flue vents inspected.

Make sure gas appliances and space heaters are
in good working order. Note: If you own or
operate a Child Care program, Do not use heaters!

Seal holes or cracks that may let air in

Caulk around windows and replace broken panes.

Check insulation in the attic area.

Then snuggle up with a good book and a cup of tea and enjoy!

Happy Thanksgiving, 2012

Happy Thanksgiving!

From, Elders Care Inc. 

We Care for your loved ones from Sunrise to Sunset of their lives!

COMPANION CARE:
If you need any assistance concerning a relative, please 
give us a call. Consultations at no cost!
All of our Companions are screened and trained before
providing any services.

CHILD CARE:
Child Care classes are available for the end of year!
Health & Safety
First aid & CPR

New location:
1301 Deer Park Ave
 North Babylon, NY 11703
 Tel. no. 631 940-5874

Wishing the best to all those affected by the Hurricane and storm!

Womens Networking Conference

highqualityresources.com & Elders Care Inc. is hosting a table at the Town of Huntington's Womens Networking Conference. Date: October 2nd, 2012. Time: 11AM to 3:00PM. Where: Larkfield Manor, East Northport, New York. Highqualityresources.com is a resource and referral service for people who are looking for services and referrals to Seniors, Elderly and Child Care facilities. We also have an array of resources to assist the community in finding support and solutions to work/life balance. We have wonderful and dedicated Caregivers who provide care at home or in assisted living facilities. Our goal is to enhance the Quality of life for our clients and their families! On October 2nd, we are introducing a new service, "Senior Concierge Services". Come find out, what this is all about! It may be a service you can use! For more information, please call: 631 940-5874 Email:elders.childcare.yahoo.com/info@highqualityresources.com

Child & Day Care "E" Newsletter, 2 Qtr

Topics:Kindergarten, This is the time of year when children are signing up for kindergarten in September.
As a Mom who was adamant about very few sweets in the home,when my children went to school I had very little control on what they ate! Presently,younger children are having cavities, so while the little one is home and you have some control, give them healthy snacks!
Camps and summer programs, if you own or operate a camp or summer program we would like to post your programs. As a Mom it was difficult to find programs when I had to work!
Kudos to Dad's that help!!! for more info.email:info@highqualityresources.com

Should a parent hold back their child in kindergarten?
There are professionals in the child care field who believe that it is an advantage to allow children to repeat kindergarten so they will be more mature and bigger in size. The idea is that the children would be smarter and more advance....see info:http://www.cbsnews.com/8301-18560_162-57390128/?tag=currentVideoInfo;videoMetaInfo.

I did hold back my first child back in Day Care, she did not attend kindergarten. However, she was able to graduate with her age group in high school. Perhaps the intervention should happen in Pre-K rather than kindergarten. Leave your comments or thoughts on our facebook page! www.facebook.com/highqualityresources.comEldersCareinc

If your child is in a quality child care program, discuss this with their provider or teacher.

When I was a Child Care owner, we always discussed the child's development to discern whether the child was ready for kindergarten. In some cases the school district made a recommendation that the child stay in our program for another year!

Presently, in all my classes and workshops I emphasize the need for the provider or teacher to understand Child development.

Sincerely,

Michele

www.myhqr.com

We care for your loved ones from Sunrise to Sunset!

Additional article:

Why are 3 yr. olds having Cavities?

Recently there has been an up tick of young children ages 2 and older having cavities which warrants surgery.

see,http://www.nytimes.com/2012/03/06/health/rise-in-preschool-cavities-prompts-anesthesia-use.html?_r=2&pagewanted=2

What can parents do to hopefully avoid this?

1) Parents should give healthier snacks.

2) Children should drink more water, not sugary drinks.

3) Teach children to brush their teeth after meals,if they are too young, parents or caregivers should assist.

*Idea: If you operate a child care program, add this to your program. Children should brush their teeth after their meals.........

Invite a dentist to visit.........